We examine just how buyers connect to lending options and service to greatly help decide possible dilemmas available and attain much better success for several. Assessment the states and analyses to aid tell their conclusion, plans, and techniques. And, read research that we regularly get ready regarding the CFPB.
Information aim: Financial developments
This Bureau Data Point article talks of 2020 financial industry task and styles utilizing data reported in mortgage Disclosure Act (HMDA).
Supervisory Features, Issue 24, Summertime 2021
Here is the 24th edition of Supervisory Highlights. The findings included in this report cover exams inside the areas of car servicing, buyers reporting, debt collection, build up, reasonable financing, financial origination, mortgage servicing, payday financing, exclusive degree mortgage origination and education loan maintenance which were completed between January 1, 2020 to December 31, 2020.
Customer using payday, auto name, and pawn loans: ideas through the generating finishes satisfy study
An innovative new evaluation inside our producing Ends fulfill research series discusses how people make use of payday, automobile title, and pawn financial loans.
Supervisory Highlights, Issue No. 21 (Cold Temperatures 2020)
Contained in this problem of Supervisory Highlights, we submit evaluation results in the areas of debt collection, financial servicing, payday financing, and education loan servicing that have been completed between April 2019 and August 2019. The report doesn't enforce any latest or various legal needs, and all violations defined when you look at the report include dependent only on those certain truth and circumstances noted during those exams.
Supervisory Highlights: Summer Time 2017
Contained in this dilemma of Supervisory shows, we report assessment findings inside the aspects of car money lending; credit card membership control; commercial collection agency; build up; financial servicing; mortgage origination; service providers; temporary, small-dollar lending; remittances; and fair credit Champaign online payday advance. As in past versions, this report consists of information on recent public enforcement activities that were a consequence, at the least to some extent, your supervisory jobs. The document also incorporates info on the Bureau’s use of the supervisory and administration expert, not too long ago introduced exam procedures, and agency advice.
Tools for keeping: Using prepaid profile to put aside funds
The CFPB revealed the results of a venture Catalyst scientific study discovering that offering limited inducement to prepaid card consumers to get several of their funds into an economy budget doubled consumption for the wallet. The research furthermore learned that the buyers just who decided to help save utilizing the wallet proceeded to save following the pilot concluded.
Supplemental findings on payday, payday installment, and car concept debts, and deposit advance goods
This report produces some analyses on payday advance loan, payday installment loans, car title debts, and deposit advance merchandise.
Single-Payment Car Concept Credit
This document examines consumer usage, standard and rates of vehicle seizure for single-payment automobile concept financial loans, with a detailed glance at the degree to which these financial loans were reborrowed
Pay Day Loan Costs
This report provides detailed analyses regarding fees methods of on the web loan providers creating high-cost, brief loans on the internet, with a focus on outcome after repayment demands do not succeed.